ChargebackGuard Studio — Free Interactive In-Browser Studio
Interactive Local Processing Studio
Instant 50ms preview directly in your browser. Zero server queues, zero data leaks.
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Supports CSV, JSON, TXT, XML & Log Streams
📊 Step 4 · Processed Output
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All files and records are processed strictly inside your browser memory. Nothing ever touches an external server.
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Quick Reference & Frequently Asked Questions
How do I calculate if a chargeback is worth fighting in representment?
Multiply the total recoverable amount by your reason-code win rate, then subtract the internal labor cost of building the evidence packet and non-refundable gateway fees.
What is the Visa VAMP 0.90% threshold and how does it affect Shopify sellers?
Visa's Acquirer Monitoring Program combines fraud reports (TC40) and non-fraud disputes (TC15) divided by total settled transactions. Exceeding 0.90% triggers merchant monitoring.
Why does a 25% chargeback recovery fee hurt low-margin e-commerce brands?
A 25% fee is charged on gross order value, not net profit. If your store runs at a 22% net margin, winning a dispute through a 25% commission app still leaves you net negative.
When should I use Verifi RDR or Ethoca alerts instead of fighting a dispute?
Use RDR or Ethoca auto-refunds when the order value is below your representment break-even AOV or when your monthly VAMP dispute count is approaching the 0.90% ratio ceiling.