CreatorPayout Studio — Free Interactive In-Browser Studio
Interactive Local Processing Studio
Instant 50ms preview directly in your browser. Zero server queues, zero data leaks.
Drop Local File Here or Click to Browse
Supports CSV, JSON, TXT, XML & Log Streams
📊 Step 4 · Processed Output
Zero Cloud Upload Guarantee
All files and records are processed strictly inside your browser memory. Nothing ever touches an external server.
Verify Results Before Paying
Test with built-in sample records or drop your own local file to inspect 70% of the processed output free of charge.
Unlock 100% Export & Offline App
Remove the 30% batch lock immediately with a €3.99 Single Pass or $19 Lifetime Buyout (includes standalone Offline PRO Workstation & Manual).
Quick Reference & Frequently Asked Questions
Why am I losing nearly 20% of a $5/month Substack subscription when Substack says their fee is 10%?
Because three fees stack on every payment: Substack takes 10% ($0.50), Stripe takes 2.9% + $0.30 ($0.445), and Stripe Billing charges an extra 0.7% ($0.035) for recurring subscriptions. On a $5.00 monthly charge, $0.98 goes to fees—an effective 19.6% take rate.
At what subscriber count is it cheaper to leave Substack for Beehiiv or Ghost?
A flat-fee newsletter platform costing $99/month ($1,188/year) with 0% platform commission breaks even against Substack's 10% fee as soon as your gross subscription revenue hits $11,880/year—which is just 142 subscribers paying $7/month.
Why does converting monthly subscribers to an annual plan increase net margin even with a 2-month discount?
First, you only pay the $0.30 fixed Stripe fee once per year instead of 12 times ($3.30 saved per subscriber). Second, monthly subscribers churn at 5%–8% per month (~48% annual attrition), whereas annual subscribers lock in 12 months of cash flow upfront.
How does Apple's 30% iOS App Store fee affect Patreon creators?
New memberships purchased inside the Patreon iOS app are subject to Apple's 30% in-app purchase fee unless the creator either absorbs the 30% cut or enables price gross-up (raising an $8 tier to ~$11.50 on iOS, which reduces conversion). Routing followers to subscribe via mobile Safari/Chrome avoids the 30% Apple tax completely.